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Time to Clean Out Your Financial Files!


In most circumstances.. the IRS has three years to audit your return.

This means that beginning on April 16th, now could be a great time to give your office a spring cleaning.. by getting rid of old files that are no longer necessary.

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All Major Bank Credit Cards with Online Applications

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Best Credit Card Offers - Editor's Choice


Best Credit Card BEST CREDIT CARD - BALANCE TRANSFER Best Credit Card
Discover it®

 

Discover it®
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  • Fair. No annual fee. No overlimit fee. No foreign transaction fee. Pay up to midnight ET online or by phone on your due date without a fee. Plus, paying late won't raise your APR.*
  • Generous. 5% cash back at Home Improvement Stores, Furniture Stores and Bed Bath & Beyond® on up to $1,500 in purchases from April through June 2014 when you sign up.*
  • Human. 100% U.S.-based customer service available any time
  • Safe. Because you're never responsible for unauthorized charges with our $0 Fraud Liability Guarantee
  • Plus, free FICO® Credit Score on your monthly statement to help you stay on top of your credit.*
  • 0% Intro APR* on purchases and balance transfers for 14 months. Then the variable purchase APR applies, currently 10.99% - 22.99%. A fee of 3% applies for each balance transferred
  • *Click "Apply" to see rates, rewards, and free FICO® Credit Score terms and other information
Purchases Intro. Balance Transfers Intro. Regular APR Annual Fee Credit Needed
0% for 14 months 0% for 14 months 10.99% - 22.99% Variable* $0 Excellent

Best Credit Card BEST CREDIT CARD - LOW INTEREST Best Credit Card
Barclaycard® Ring MasterCard®

 

Barclaycard® Ring MasterCard®
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  • No Balance Transfer Fees - start saving immediately!
  • A low 8% variable APR on balance transfers and purchases
  • No Annual Fee
  • Choose your card benefits and features
  • Get rewarded through the new Giveback™ program, where Barclaycard Ring members get money back for good performance
  • Get exclusive access to our online community and vote on the card features you like and view the financials of the Barclaycard Ring MasterCard online
  • Learn more about personal finance from Barclaycard and other members
  • Complimentary FICO® Scores as a benefit to active cardmembers. Opt-in to have instant and convenient access to FICO® Scores from your Barclaycard online account
Purchases Intro. Balance Transfers Intro. Regular APR Annual Fee Credit Needed
N/A N/A 8% Variable* $0 Excellent

Best Credit Card BEST CREDIT CARD - BAD CREDIT Best Credit Card
Credit One Bank® Credit Card – Online Credit Score Tracking Included

 

Credit One Bank® Credit Card
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  • Keep an eye on your credit information with free online monthly credit score tracking
  • Pre-Qualifying for our card is easy, fast and won't affect your credit score!
  • Email or text alerts to remind you when your payment is due
  • Get a credit line increase automatically after you make your first six monthly payments on time
Purchases Intro. Balance Transfers Intro. Regular APR Annual Fee Credit Needed
N/A N/A 17.90%-23.90% Variable* $35-$99 Poor

Finding the Best Credit Card for Your Needs

Are you in the elusive hunt to find the best credit card? There are literally hundreds of different credit cards available. There is no one best credit card for everyone. Each credit card offers different advantages, and each individual has different needs. You have to be willing to spend some time and sort through the numerous offers and compare several of the cards to be sure you find the best credit card for you and your particular needs.

When trying to choose the right credit card, you need to be sure to factor in other information in addition to the rewards available. Many cards charge higher interest rates in order to compensate for the rewards they offer. When comparing the various bank credit cards, you need to consider the interest rate and fees charged and not focus entirely on the rewards you may be able to earn.

Finding a Well Balanced Mix:
The best credit card offers should have a well balanced mix of attractive interest rates, fees and rewards that make sense for each individual cardholder. When you find the right credit card for your needs it should be one which allows you to utilize the rewards program to your full advantage, earning airline miles, cash back, gift cards or any number of other rewards which you find appealing.

In order to choose the best credit card, one also needs to be aware of the requirements for accumulating and redeeming any rewards being offered. Some cards may require minimum spending limits to enjoy the maximum rewards. If you will normally not be spending enough to take advantage of the maximum rewards the card has to offer - this card may not be the one best suited to your needs. Always read terms and conditions before applying.

Zero Percent Interest Credit Cards:
Many customers are lured by credit cards offering 0% interest for 12 months or more, or other special offers that make the cards appealing to the masses. When sitting down to do a comparison of the various bank credit cards, there are a couple of other things you should consider.

Zero percent interest offers on purchases and/or balance transfers are excellent deals. However, the introductory 0% interest rate will eventually come to an end. Before applying for an account, consumers should always be aware of what the interest rate will be on the credit card once the promotional period ends.

* Additional information and advice to help you choose the best credit card:


Credit Card News and Information

Credit Cards Looking for a credit card, but not sure exactly what things you should consider before applying? Browse our credit card articles for assistance.  
 
 
Credit Cards Save yourself time and money by taking advantage of balance transfer offers. Have you wanted to consider this but were unsure of how it works? Balance transfers explained.  
 
 
Credit Cards Have you checked your credit report recently? You are entitled to one free credit report annually from each of the 3 major credit bureaus.  
 
 
Credit Cards Wondering whether you should close an account or two and get things paid down once and for all. Read the response from our resident credit expert.  
 
 
Credit Cards Are you trying to establish or re-establish your good credit history? Check our Consumer information Center for tips on establishing or rebuilding your credit.  
 
 
Credit Cards Trying to figure out the most efficient way to pay down that extra debt you ran up over the Holidays? Read the following article on our credit blog to give you some pointers.  

Credit Card Applications  SELECT CREDIT CARD BY ISSUING BANK . .
  American Express American Express offers a variety of credit cards and charge cards. Cards offer American Express membership rewards, balance transfers, airline mileage rewards, hotel guest rewards and much more.
* Excellent Credit required for American Express Cards
 
  BarclayCard BarclayCard offers several credit cards for consumers. Cards offer low interest rates, reward points, airline miles, balance transfers and more.
* Average to Excellent Credit required for Barclay Cards
 
  Chase Bank Chase Bank offers several credit cards for consumers. Cards offer cash back, reward points, airline miles, balance transfers and more.
* Good to Excellent Credit required for Chase Bank Cards
 
  CitiBank CitiBank offers credit cards for consumers, as well as credit cards for students. Cards offer cash back, reward points, airline miles, balance transfers and more.
* Good to Excellent Credit required for Citi Cards
 
  Discover Card Discover Card offers credit cards for consumers, as well as a credit card for college students. Consumer cards offer Cashback Bonus, 0% Introductory APR, balance transfers and more.
* Good to Excellent Credit required for Discover Cards
 

Credit Cards - Yahoo News Search Results
Credit Cards - Yahoo News Search Results

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24 Apr 2014 at 7:30am
For this month's Best Credit Cards in America, we looked for the best cash back rewards cards. Here's what they have to offer.


The Top Rewards Points Credit Cards of 2014, Ranked by MyRatePlan.com
24 Apr 2014 at 4:04pm
Today, MyRatePlan.com, an online expert on credit cards, mobile devices, and more, announced the top rewards points credit cards available today. With a rewards points credit card, consumers can earn ...


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